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Sovereign Financial Market Infrastructure for Saudi Arabia

Deterministic finality, risk-controlled settlement, ISO 20022 messaging, tokenized ownership, and biometric POS payments, deployed in Saudi Arabia and aligned with SAMA and KSA PDPL.

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Deterministic final settlement

Risk-controlled settlement

ISO 20022 messaging

SARIE and SADAD ready

Tokenized ownership

Biometric POS payments

Audit trail for every transaction

No PII on-ledger

Deployed in Saudi Arabia

Aligned with SAMA and KSA PDPL

Deterministic final settlement

Risk-controlled settlement

ISO 20022 messaging

SARIE and SADAD ready

Tokenized ownership

Biometric POS payments

Audit trail for every transaction

No PII on-ledger

Deployed in Saudi Arabia

Aligned with SAMA and KSA PDPL

FUNDING ANNOUNCEMENT

Funding Round Led by Core Vision Investment

With participation from Wa'ed Ventures, 500 Global, KAUST Innovation Ventures, Plus VC (+VC), and strategic support from Avalanche

LEAD INVESTOR

CORE VISION

INVESTMENT

PARTICIPATING INVESTORS

Wa'ed Ventures
500 Global
KAUST Innovation
+VC (Plus VC)

STRATEGIC PARTNER

Avalanche

INVESTMENT FOCUS

Digital Asset Infrastructure

Secure digital key management, wallet operations, transactions, and governance controls designed for corporate and public sector environments

Sovereign Blockchain Networks

Deploying investment to develop solutions and deploy private blockchain networks hosted and operated within the Kingdom

FOUNDATION

Built for regulated settlement and ownership

SOVEREIGN INFRASTRUCTURE

Built for Saudi Arabia

Deployed in Saudi Arabia with audit-ready controls and alignment to SAMA and KSA PDPL.

SAMA

Regulator

PDPL

Data privacy

01

FUND

Guarantee Fund

Risk-controlled Settlement

Settlement controls such as a guarantee fund and net debit caps to manage counterparty risk.

02

FINAL

Legal finality

Legal Finality

Deterministic commit as the legal finality moment aligned with local finality frameworks.

03

KSA

Data residency

Sovereign Deployment

Deploy on-prem or in domestic data centers with data residency and no cross-border replication of personal data.

04

ASSETS

Ownership

Tokenized Ownership

RMOZ Assets for real estate and real-world assets: fractional ownership with institutional controls and audit trails.

05

No PII

Privacy

Biometric Payments

Palm and vein payments with ledger audit logs, while biometric templates remain in your private systems.

OPERATING MODEL

How RMOZ operates in Saudi Arabia

RMOZ operates as a permissioned national blockchain infrastructure where participation, node operation, and smart contract execution are governed under approved regulatory frameworks.

Infrastructure is deployed within Saudi data centers, with controlled access for licensed operators, enterprises, and authorized government observers.

01

Permissioned participation

Only approved institutions participate, with identity-bound access and role-based permissions enforced by policy.

02

Domestic hosting

Deployed in Saudi data centers with data residency controls and audit-ready operational processes.

03

Roles and observability

Operators run nodes and validate, while authorized observers have read-only visibility for oversight and reporting.

04

Governance and upgrades

Protocol, policy, and contract changes follow formal change control with multi-party approvals and evidence logs.

APPLICATIONS

Procurement-ready deployment tracks in Saudi Arabia.

01

7 NODES

7-node institutional BaaS network

Start by evaluating on testnet.rmoz.sa, then deploy a 7-node institutional network in Saudi Arabia: 5 validators, 1 archival node, and 1 client node for integration and governance testing before scaling.

02

SETTLEMENT

Institutional settlement with deterministic finality

Finalize obligations in seconds with risk controls such as a guarantee fund and net debit caps, plus an audit-ready ledger.

03

ISO20022

ISO 20022 messaging for SARIE and SADAD integrations

Carry ISO 20022 envelopes for core payment flows, with MsgId and UETR indexing for reconciliation and dispute handling.

04

OWNERSHIP

Tokenized ownership and assets

Issue, transfer, freeze, and govern tokenized ownership with institutional controls and auditable history.

05

BIOMETRICS

Biometric POS payments

Palm and vein authentication with data separation. No raw biometric templates on-chain, with clear verification logs for audit.

Platform Metrics

01

FINALITY

Deterministic

Irrevocable settlement finality

02

TPS

Enterprise

Capacity for retail payments and FMI-grade settlement

03

ISO20022

ISO 20022

ISO 20022 envelopes + MsgId/UETR lookups

04

PDPL

No PII

Biometrics: hashes + audit logs on-chain, templates stay off-chain

Don't take our word for it. Try it yourself.

Our testnet is live now. Explore the explorer, review transactions, and see the infrastructure in action.

Explore Testnet

PARTNERSHIP ECOSYSTEM

Building partnerships with industry leaders

Banking Sector

In Discussions

Government Sector

In Discussions

Technology Partners

In Discussions

Investment Partners

In Discussions

Strategic partnerships pending official announcement

ENTERPRISE READY

Procurement-ready delivery in Saudi Arabia

SECURITY

Security & Sovereignty

Sovereign-grade security for regulated environments: protected keys, auditability, and PDPL-first data separation.

Protected keys and controlled signing

Role-based operations and access controls

Operational segregation and audit logs

Monitoring and operational controls

PDPL-first data separation and audit-ready evidence

Encryption in transit and at rest

PDPL-ready

Deployed in Saudi Arabia

Audit trails

Saudi data residency

Data is stored and operated inside Saudi Arabia

KSA

01

Deterministic Finality at Scale

FINAL

Seconds-level deterministic finality with predictable throughput for retail payments and FMI-grade settlement.

02

ISO 20022 + Gateway SDK

ISO20022

REST APIs and SDK modules for banks, PSPs, wallets, and POS terminals.

03

7-node pilot deployment profile

7 NODES

An institutional pilot network for procurement and sandbox evaluation: 5 validators, 1 archival node, and 1 client node, with a clear path to scale.

04

Saudi-based delivery

KSA

On-site pilots, integration support, and sovereign deployment guidance for Saudi operators.

TRUST & COMPLIANCE

Security, Privacy & Auditability

01

SECURITY

Sovereign-grade operations designed for regulated environments.

02

EVIDENCE

Audit-ready evidence, traceability, and operational controls.

03

PDPL

Data protection-first separation: no PII or biometric templates on-chain; sensitive data stays in your private systems.

04

AUDIT

Audit-grade ledgers: ISO 20022 indexing plus biometric verification history for disputes and audits.

REGULATORY ALIGNMENT

SAMA

Saudi Central Bank

CMA

Capital Markets

SDAIA

Saudi Data and AI Authority

NCA

Cybersecurity

SECURITY CONTROLS

On-prem deployment

Geo-fencing

No PII on-chain

Encrypted PII store

ISO 20022 audit trail

Biometric privacy

EVIDENCE PACK

v3.1

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CONTACT

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EMAIL

info@rmoz.sa

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RMOZ Financial Infrastructure

Sovereign infrastructure for settlement, tokenization, and biometric payments in Saudi Arabia.

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