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Financial Infrastructure

Sovereign Blockchain as a Service in Saudi Arabia

Instant settlements, secure payments, and digital ownership, all deployed locally in Saudi Arabia with full regulatory compliance.

Instant Settlement

Secure Payments

Digital Ownership

Built-in Privacy

Get StartedExplore Testnet

Settlement in seconds

Secure payments

Digital asset ownership

Full transaction tracking

Data privacy built-in

Deployed in Saudi Arabia

Saudi regulatory aligned

Ready for banks & enterprises

Settlement in seconds

Secure payments

Digital asset ownership

Full transaction tracking

Data privacy built-in

Deployed in Saudi Arabia

Saudi regulatory aligned

Ready for banks & enterprises

USE CASES

Real solutions for your business

From banks to retailers, we provide the infrastructure for payments and digital ownership.

Developers & Investors

Real Estate & Assets

Fractional property ownership with transparent, auditable digital records.

Secure title records

Retailers & Consumers

Retail Payments

Fast, secure point-of-sale payments with full tracking.

Settlement in seconds

Manufacturers & Distributors

Supply Chain

Track products from source to consumer with provenance proof.

Full transparency

Businesses & Suppliers

Invoicing & Reconciliation

Automatic invoice matching and instant settlement between parties.

Instant matching

Brands & Customers

Loyalty Programs

Digital loyalty points transferable across partner networks.

Interoperable points

Banks & Financial Institutions

Interbank Settlement

Instant, final settlement between financial institutions.

Instant finality

FOUNDATION

Built for regulated settlement and ownership

SOVEREIGN INFRASTRUCTURE

Built for Saudi Arabia

Deployed in Saudi Arabia with audit-ready controls and alignment to SAMA and KSA PDPL.

SAMA

Regulator

PDPL

Data privacy

01

FUND

Guarantee Fund

Risk-controlled Settlement

Reduce counterparty exposure with guarantee fund and net debit caps built into the settlement layer.

02

FINAL

Legal finality

Legal Finality

Close reconciliation in seconds instead of days, with finality aligned to local legal frameworks.

03

KSA

Data residency

Sovereign Deployment

Pass data residency requirements on day one with in-country hosting and no cross-border replication of personal data.

04

ASSETS

Ownership

Tokenized Ownership

Launch fractional ownership products faster with built-in institutional controls and audit-ready history.

05

No PII

Privacy

Biometric Payments

Cut checkout time and card dependency while maintaining auditable verification logs for compliance.

BUILT FOR YOU

Sovereign Financial Infrastructure for Every Ecosystem Participant

Enterprises

Banks

Developers

Regulators

2,600+ TPS

Minimum Network Setup

Enterprises & SMEs

Production-Ready Use Cases

Transform your business operations with immutable records, instant settlements, and full transparency with an audit trail for every transaction.

Supply chain traceability: prove origin of products and raw materials

Automated invoice reconciliation: instant settlement between parties

Digital contracts: sign and execute with full audit trail

Loyalty and rewards programs: tokenized exchangeable points

Asset tokenization: fractional ownership of real estate and equipment

REGULATORY CONFIDENCE

Art. 131

CBUAE Law

Settlement finality aligned with ledger commitment

Art. 6

KSA Law of Payments

Irrevocable settlement upon consensus

FATF R16

Travel Rule

Schema enforcement for required fields

Zero-Hour

Bankruptcy Protection

Settled funds protected from clawback

Platform Metrics

01

FINALITY

NabdBFT

~2s

Final settlement confirmation. No reversals, no forks.

02

CAPACITY

Throughput

4K+

Transactions per second.

03

20022

Native

ISO

Native message envelopes for transaction tracking and reconciliation.

04

PDPL

Compliant

0

PII on-ledger. Hashes and audit logs only.

Don't take our word for it. Try it yourself.

Our testnet is live now. Explore the explorer, review transactions, and see the infrastructure in action.

Explore Testnet

OPERATING MODEL

How RMOZ operates in Saudi Arabia

RMOZ operates as a permissioned national blockchain infrastructure where participation, node operation, and smart contract execution are governed under approved regulatory frameworks.

Infrastructure is deployed within Saudi data centers, with controlled access for licensed operators, enterprises, and authorized government observers.

01

Permissioned participation

Only approved institutions participate, with identity-bound access and role-based permissions enforced by policy.

02

Domestic hosting

Deployed in Saudi data centers with data residency controls and audit-ready operational processes.

03

Roles and observability

Operators run nodes and validate, while authorized observers have read-only visibility for oversight and reporting.

04

Governance and upgrades

Protocol, policy, and contract changes follow formal change control with multi-party approvals and evidence logs.

APPLICATIONS

Procurement-ready deployment tracks in Saudi Arabia.

01

SOVEREIGN

Sovereign Blockchain as a Service

Deploy a complete private blockchain within Saudi Arabia. Nodes for validation, compliance history, integration, and a live explorer for transparency. Start with our base network, then scale as your transaction volume grows.

02

SETTLEMENT

NabdBFT consensus with deterministic finality

Settlement is confirmed and irreversible in seconds. Guarantee fund and net debit caps enforce risk limits at the protocol level.

03

ISO20022

ISO 20022 messaging for SARIE and SADAD integrations

Transactions carry ISO 20022 envelopes natively, with full indexing for audit trail and reconciliation.

04

OWNERSHIP

On-chain asset lifecycle management

Issue, transfer, freeze, and burn tokens via smart contracts with role-based permissions and on-ledger audit history.

05

BIOMETRICS

Biometric POS with off-chain template storage

Biometric matching stays in your private systems. Only verification logs are recorded on-ledger for audit.

PARTNERSHIP ECOSYSTEM

Building partnerships with industry leaders

Banking Sector

In Discussions

Government Sector

In Discussions

Technology Partners

In Discussions

Investment Partners

In Discussions

Strategic partnerships pending official announcement

ENTERPRISE READY

Procurement-ready delivery in Saudi Arabia

SECURITY

Security & Sovereignty

PDPL-aligned security for regulated environments: protected keys, auditability, and data separation.

Protected keys and controlled signing

Role-based operations and access controls

Operational segregation and audit logs

Monitoring and operational controls

PDPL-first data separation and audit-ready evidence

Encryption in transit and at rest

PDPL-ready

Deployed in Saudi Arabia

Audit trails

Saudi data residency

Data is stored and operated inside Saudi Arabia

KSA

01

Deterministic Finality at Scale

FINAL

Deterministic finality in ~2 seconds and 4,000+ transactions per second, built for retail payments and institutional settlement.

02

ISO 20022 + Gateway SDK

ISO20022

REST APIs and SDK modules for banks, PSPs, wallets, and POS terminals.

03

Institutional pilot network

7 NODES

A ready-to-deploy pilot network for procurement and sandbox evaluation, with a clear path to scale.

04

Saudi-based delivery

KSA

On-site pilots, integration support, and sovereign deployment guidance for Saudi operators.

NabdBFT

Deterministic BFT Consensus

High Performance

Built in C for speed and security

Unified Build

Single verifiable source

Key Protection

Hardware-secured key storage

Enterprise Security

Integration with leading security providers

TRUST & COMPLIANCE

Security, Privacy & Auditability

01

SECURITY

In-country operations designed for regulated environments.

02

EVIDENCE

Audit-ready evidence, traceability, and operational controls.

03

PDPL

Data protection-first separation: no PII or biometric templates on-chain; sensitive data stays in your private systems.

04

AUDIT

Audit-grade ledgers: ISO 20022 indexing plus biometric verification history for disputes and audits.

REGULATORY ALIGNMENT

SAMA

Saudi Central Bank

CMA

Capital Markets

SDAIA

Saudi Data and AI Authority

NCA

Cybersecurity

SECURITY CONTROLS

On-prem deployment

Geo-fencing

No PII on-chain

Encrypted PII store

ISO 20022 audit trail

Biometric privacy

EVIDENCE PACK

v3.1

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CONTACT

We're here to

HELP

EMAIL

info@rmoz.sa

We're here to help. Our team is available to answer your questions.

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RMOZ Financial Infrastructure

Secure and global infrastructure for settlement, tokenization, and biometric payments in Saudi Arabia.

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